A prepaid card is loaded with money in advance. You can use it in-store, online, or at ATMs, but only up to the amount loaded — making it a safe budgeting tool.

Yes, especially when issued by regulated entities like IDT Financial Services. While they aren’t protected by FSCS, funds are held in secure, ring-fenced accounts.

• Prepaid: Spend only what you load.
• Credit: Borrow and repay with interest.

• Prepaid: Great for budgeting, no bank account needed.
• Regular: Linked to your bank, offers recurring payment support.

You should receive your card with 14 days, however, at busy periods it may take a little longer and at very busy periods up to six weeks.

If you still have a pet or getting a new pet, we recommend that you keep your account healthy. However, if you need to access your account funds, please Email us at help@mypetcard.co.uk with your account reference and name to request account closure.

Once confirmed, you’ll receive a confirmation email, and your remaining balance will be refunded to the card originally used to load the account within 21 business days.

Yes. If your pet has been rehomed or you simply wish to close your account,  contact our support team. Email us at help@mypetcard.co.uk with your account reference and name to request account closure.

Once confirmed, you’ll receive a confirmation email, and your remaining balance will be refunded to the card originally used to load the account within 21 business days.

Yes. MyPetCard is a Visa prepaid card, accepted at all vets, pet stores, and service providers who accept Visa payments.

You can use your MyPetCard at:

• Veterinary practices
• Our partner pet medication website
• Pet-related retailers and services

MyPetCard is designed to help you save specifically for your pet’s care. Limiting spending to pet-related vendors ensures your funds are used as intended.

Log into your account and click the Medications and Pet Products button to access our partner site, where you can save up to 80% on vet prices.

It depends on your needs. Here’s how MyPetCard compares:

• Cost: Often cheaper, especially for young, healthy pets.
• Control: You decide how much to save and how to spend it.
• Flexibility: Use your funds for any pet care — from routine to emergency.
• Ownership: The money is yours. If unspent, you can get it back.

If you face high costs, we can help you find vets offering 0% finance (subject to status).

Saving £20/month for 5 years in a bank at 3.5% interest yields around £40 in interest.

With MyPetCard, you could receive over £350 of benefits on pet medications, food and visits to the Vet.

No. Unlike insurance, MyPetCard funds can be used for:

• Pre-existing conditions
• Vaccinations, flea/worm treatments
• Spaying/neutering
• Grooming, dental care, and more

With insurance, premiums increase for pets over 8 years old.

With MyPetCard, you simply adjust your monthly savings based on your pet’s age or expected needs.

• Minimum: £20/month
• Recommended: £30-£40/month per pet

As a guide, save around 60% of your previous insurance premium. Need help? Email us at help@mypetcard.co.uk.

Yes. MyPetCard is issued by IDT Financial Services Ltd, regulated by the Gibraltar Financial Services Commission ( GFSC’). Funds are held in segregated accounts at NatWest, ensuring your money is protected and retrievable.

Our account type is currently exempt from these checks. If prompted, simply proceed with your payment using the verified details from the Topping Up screen.

Only use the bank details shown in your MyPetCard app or website. If in doubt, contact support.

A fraud-prevention tool where your bank checks if the account name matches the intended recipient.

To regularly transfer funds to your MyPetCard, set up a standing order with your bank using your MyPetCard sort code and account number:

• In the app
  • Log in
  • Tap Account
  • Tap topping up > Bank transfer and standing order
• On the website
  • Log in at mypetcard.co.uk
  • Click Topping up > See how next to By Bank Transfer

Log into your MyPetCard account and click on transactions.

All standing orders and transfers will appear as “Bank Transfer” on your statement.

Yes, a small fee of 0.06% applies when you top up your account. This covers processing costs from our payment partners.

Yes. Just update your standing order with your bank. The minimum contribution is £20/month.

We’re here to help. Contact our Member Services Team at help@mypetcard.co.uk.